EVOLUTION-NINJA
Edit File: 1756119167.M303710P28508.myaccount8.wpcpanel.com,S=38671,W=39456:2,S
Return-Path: <helen@e24.com.au> Delivered-To: dom@e24.com.au Received: from myaccount8.wpcpanel.com by myaccount8.wpcpanel.com with LMTP id cEahEX9ArGhcbwAAycIfzw (envelope-from <helen@e24.com.au>) for <dom@e24.com.au>; Mon, 25 Aug 2025 20:52:47 +1000 Return-path: <helen@e24.com.au> Envelope-to: dom@e24.com.au Delivery-date: Mon, 25 Aug 2025 20:52:47 +1000 Received: from [220.235.133.192] (port=61407 helo=smtpclient.apple) by myaccount8.wpcpanel.com with esmtpsa (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.96.2) (envelope-from <helen@e24.com.au>) id 1uqUoi-0007U4-0i for dom@e24.com.au; Mon, 25 Aug 2025 20:52:47 +1000 Content-Type: multipart/alternative; boundary=Apple-Mail-593E7077-0A3F-4012-B747-65C1A35C6A0C Content-Transfer-Encoding: 7bit From: Helen <helen@e24.com.au> Mime-Version: 1.0 (1.0) Date: Mon, 25 Aug 2025 20:52:36 +1000 Subject: Fwd: Helen, you can reduce your home loan direct debit repayments Message-Id: <224DCBC9-A42E-40C4-A348-71B89E595BD0@e24.com.au> References: <921b58c3-829c-4a35-a639-5fd5098d4978@atl1s07mta2855.xt.local> To: dom <dom@e24.com.au> X-Mailer: iPhone Mail (22G100) --Apple-Mail-593E7077-0A3F-4012-B747-65C1A35C6A0C Content-Type: text/html; charset=utf-8 Content-Transfer-Encoding: quoted-printable <html><head><meta http-equiv=3D"content-type" content=3D"text/html; charset=3D= utf-8"></head><body dir=3D"auto"><div dir=3D"ltr"></div><div dir=3D"ltr"><br= ><br><br>Begin forwarded message:<br><br></div><blockquote type=3D"cite"><di= v dir=3D"ltr"><b>From:</b> Commonwealth Bank of Australia <no-reply@edm.c= ba.com.au><br><b>Date:</b> 25 August 2025 at 4:05:30=E2=80=AFpm AEST<br><= b>To:</b> helen@e24.com.au<br><b>Subject:</b> <b>Helen, you can reduce your h= ome loan direct debit repayments</b><br><b>Reply-To:</b> Commonwealth Bank o= f Australia <reply-fe8f10767064027b70-15_HTML-60421730-7207336-30312@edm.= cba.com.au><br><br></div></blockquote><blockquote type=3D"cite"><div dir=3D= "ltr">=EF=BB=BF =20 <meta name=3D"viewport" content=3D"width=3Ddevice-width, initial-scale=3D1= , user-scalable=3D1"> <meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3DUTF-8"> <meta name=3D"x-apple-disable-message-reformatting"> <link rel=3D"shortcut icon" href=3D"https://image.edm.cba.com.au/lib/fe981= 3727563077d71/m/1/6144b895-7442-4c20-8fa0-7d36dd412345.png"> <title>CommBank</title> <!-- BEGIN custom fonts --> =20 <!-- END custom fonts --> <!-- BEGIN general CSS --> =20 <!-- END general CSS --> <!-- BEGIN GMAIL list fixes --> =20 <!-- END GMAIL list fixes --> <!-- BEGIN Outlook hacks and workarounds --> <!--[if lte mso 16]> <style> h1, h2, h3 { font-family:= Arial, helvetica, sans-serif !important ; mso-line-height-rule: exactl= y !important; line-height: 100% !important; } .msoPadding { = padding: 0px 0px; } </style> <![endif]--> <!--[if gte mso 9]> <xml><o:OfficeDocumentSettings><o:AllowPNG /><o:Pix= elsPerInch>96</o:PixelsPerInch></o:OfficeDocumentSettings></xml> <![endif]= --> <!--[if mso]> <xml xmlns:w=3D"urn:schemas-microsoft-com:office:word"><w= :WordDocument></w:WordDocument></xml> <style type=3D"text/css"> a:lin= k, a:visited { font-family: Arial, Helvetica, sans-serif; } <= /style> <![endif]--> <!--[if (gte mso 9)|(IE)]> <style> ul li { margin-left: 0px !i= mportant; margin-bottom: 0px !important; } ol li { margin= -left: 0px !important; margin-bottom: 0px !important; } </style>= <![endif]--> <!-- END Outlook hacks and workarounds removed a:link { mso-style-prior= ity:99; color:#000000; text-decoration:underline } and .forDumbOutlook= s { margin-left: -40px !important } --> =20 =20 <div class=3D"preheader" style=3D"font-size: 1px; display: none !important;"= >Your minimum required repayment is reducing.</div> <!-- Insert preheader filler to hide auto pre-header if nothing selected i= n the UI --> =20 <div style=3D"display: none; max-height: 0px; overflow: hidden">=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F= =E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&nbs= p;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80= =8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F= =E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&nbs= p;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80= =8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F= =E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&nbs= p;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80= =8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F= =E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&nbs= p;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80= =8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&= nbsp;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&= nbsp;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&= nbsp;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&= nbsp; =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C= =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&= nbsp;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&= nbsp;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&= nbsp;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2= =80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD= =8F =E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&nbs= p;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80= =8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F= =E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&nbs= p;=CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80= =8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F= =E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C =CD=8F=E2=80=8C&nbs= p;=CD=8F=E2=80=8C =CD=8F=E2=80=8C </div> <!-- Tracking code --> <div style=3D"font-size: 0; line-height: 0"> <img src=3D"https://click.edm.cba.com.au/open.aspx?ffcb10-fe8f10767064027= b70-fe6d11707d64047e7415-fe9313727563077e73-ff991575-fe6812707166057a7614-ff= 061770766506&d=3D70248&bmt=3D0" width=3D"1" height=3D"1" alt=3D"" da= ta-unique-identifier=3D""> =20 </div> <table bgcolor=3D"#F6F6F6" border=3D"0" cellpadding=3D"0" cellspacing=3D"0= " role=3D"presentation" style=3D"width: 100%" width=3D"100%"> <tbody><tr> <td align=3D"center" bgcolor=3D"#F6F6F6"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"respon= sive-wrapper" role=3D"presentation" style=3D"width: 600px; background-color:= #ffffff" width=3D"600" bgcolor=3D"#ffffff"> <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" style=3D"background-color: #= ffffff"> <!-- BEGIN slot for content in content builder --> <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pr= esentation" style=3D"background-color: #F6F6F6; min-width: 100%; " class=3D"= slot-styling"><tbody><tr><td style=3D"padding: 0px; " class=3D"slot-styling c= amarker-inner"> =20 =20 <!-- --></td></tr></tbody></table> <!-- END slot for content in content builder --> <!-- BEGIN slot for content in content builder --> <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pr= esentation" style=3D"background-color: #F6F6F6; min-width: 100%; " class=3D"= slot-styling"><tbody><tr><td style=3D"padding: 0px; " class=3D"slot-styling c= amarker-inner"><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" rol= e=3D"presentation" style=3D"min-width: 100%; " class=3D"stylingblock-content= -wrapper"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-inne= r"><!-- BEGIN preheader block --> <table bgcolor=3D"F6F6F6" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c= lass=3D"responsive preheader-item" role=3D"presentation" style=3D"width:600p= x; background-color:#F6F6F6" width=3D"600"> <tbody><tr> <td align=3D"center" bgcolor=3D"F6F6F6" class=3D"mobile-padding" style=3D= "padding:30px 35px; background-color:#F6F6F6"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left" style=3D"font-family:Arial,Helvetica,sans-serif= ; color:#000000; font-size:11px; mso-line-height-rule:exactly; line-height:n= ormal"> CommBank will never ask for your banking information like your C= lient ID, password, or NetCode; or include a link to log on directly from an= email or SMS. Always search CommBank in a browser or use the CommBank app t= o securely access your banking. <!-- --> <a href=3D"https://view.edm.cba.com.au/?qs=3D005d4428aa58141f685= 4df19dea7999b308c5af966fc7dcb19b5b7c77105ac37c9fcdee37a4e8fd852878875d7adce7= 244d8310c21d954e8df01c818cba4b1f1a15d07241ea41c1d1be9fd88242f774e" style=3D"= font-size:11px; color:#000000;text-decoration:underline;" target=3D"_blank" t= itle=3D"View this email online">View this email online</a>. <!-- --> </td> </tr> </tbody></table> </td> </tr> </tbody></table><!-- END preheader block --></td></tr></tbody></table></td><= /tr></tbody></table> <!-- END slot for content in content builder --> <!-- BEGIN slot for content in content builder --> <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pr= esentation" style=3D"min-width: 100%; " class=3D"stylingblock-content-wrappe= r"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-inner"><!--= BEGIN header block - LOGO with solid beacon --><table bgcolor=3D"#ffffff" b= order=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"header-item respons= ive" role=3D"presentation" style=3D"width:600px" width=3D"600"> =20 <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"mobile-padding" style=3D= "padding:0 0 30px 35px"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta= tion" style=3D"width:100%" width=3D"100%"> =20 <tbody><tr> <td align=3D"left" class=3D"header-left" style=3D"width:50%; " valign= =3D"top" width=3D"50%"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres= entation" style=3D"width:100%" width=3D"100%"> =20 <tbody><tr> <td align=3D"left" class=3D"pad-t-15" style=3D"padding-top:30px" v= align=3D"top"> <img alt=3D"Commonwealth Bank" border=3D"0" src=3D"https://image= .edm.cba.com.au/lib/fe9813727563077d71/m/1/ef57aefe-3da8-48ca-ad9e-06dd573b2= 658.png" style=3D"display:block" width=3D"207" data-unique-identifier=3D""><= /td></tr></tbody></table></td><td align=3D"right" class=3D"header-right" sty= le=3D"width:50%" valign=3D"top" width=3D"50%"> <img alt=3D"" src=3D"https://image.edm.cba.com.au/lib/fe981372756307= 7d71/m/1/bc3ae237-38b6-4634-bbe9-e4c368dbc298.png" width=3D"241" data-unique= -identifier=3D""></td></tr></tbody></table></td></tr></tbody></table><!-- EN= D header block - LOGO with solid beacon --></td></tr></tbody></table> <!-- END slot for content in content builder --> <!-- BEGIN slot for content in content builder --> <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pr= esentation" style=3D"min-width: 100%; " class=3D"stylingblock-content-wrappe= r"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-inner"><!--= BEGIN heading 1 block - WHITE --><table bgcolor=3D"#ffffff" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" class=3D"responsive" role=3D"presentation"= style=3D"width:600px" width=3D"600"> =20 <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"mobile-padding pad-t-0 p= ad-b-20" style=3D"padding:0px 35px 30px 35px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta= tion" style=3D"width:100%" width=3D"100%"> =20 <tbody><tr> <td align=3D"left"> <h1 style=3D"font-family:'Work Sans', Arial,helvetica,sans-serif; co= lor:#000000; font-size:26px; mso-line-height-rule:exactly; line-height:norma= l; font-weight:bold"> Your minimum required repayment is reducing</h1></td></tr></tbody><= /table></td></tr></tbody></table><!-- END heading 1 block - WHITE --></td></= tr></tbody></table><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"= role=3D"presentation" style=3D"min-width: 100%; " class=3D"stylingblock-con= tent-wrapper"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-= inner"><table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0" class=3D"responsive" role=3D"presentation" style=3D"width:600px" widt= h=3D"600"> <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"mobile-padding pad-t-0= pad-b-20" style=3D"padding:0 35px 20px 35px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left" style=3D"font-family:Arial,helvetica,sans-serif= ; color:#000000; font-size:16px; mso-line-height-rule:exactly; line-height:n= ormal"> <p> Hi Helen, </p> <p style=3D"margin-top:20px"> The minimum required repayment amount for your Variable Rate H= ome Loan with account number ending in 1904 is decreasing. </p> <p style=3D"margin-top:20px; margin-bottom: 15px;"> There's a few reasons this might happen: </p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"margin-top: 0px; margin-bottom: 0px;"> You've made additional repayments </li> <li style=3D"margin-top: 5px; margin-bottom: 0px;"> Your interest rate has reduced </li> <li style=3D"margin-top: 5px; margin-bottom: 0px;"> You've changed your loan term </li> </ul> <p style=3D"margin-top:20px"> We won't automatically reduce your direct debit repayment amou= nt. </p> </td> </tr> </tbody></table> </td> </tr> </tbody></table></td></tr></tbody></table><table cellpadding=3D"0" cellspaci= ng=3D"0" width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " cl= ass=3D"stylingblock-content-wrapper"><tbody><tr><td class=3D"stylingblock-co= ntent-wrapper camarker-inner"><!-- BEGIN heading 2 block - WHITE --><table b= gcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D= "responsive" role=3D"presentation" style=3D"width:600px" width=3D"600"> =09 <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"m= obile-padding pad-t-0 pad-b-20" style=3D"padding:0 35px 20px 35px;"> <table border=3D"0" cellpadding=3D"0" cells= pacing=3D"0" role=3D"presentation" style=3D"width:100%" width=3D"100%"> =09 <tbody><tr> <td align=3D"left">= <h2 style=3D= "font-family:'Work Sans', Arial,helvetica,sans-serif; color:#000000; font-si= ze:20px; mso-line-height-rule:exactly; line-height:normal; font-weight:bold"= > You= r repayment details</h2></td></tr></tbody></table></td></tr></tbody></table>= <!-- END heading 2 block - WHITE --></td></tr></tbody></table><table cellpad= ding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"m= in-width: 100%; " class=3D"stylingblock-content-wrapper"><tbody><tr><td clas= s=3D"stylingblock-content-wrapper camarker-inner"><table bgcolor=3D"#ffffff"= border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"responsive" role=3D= "presentation" style=3D"width:600px" width=3D"600"> =09 <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"m= obile-padding pad-t-0" style=3D"padding:0 35px 30px 35px;"> <table border=3D"0" cellpadding=3D"0" cells= pacing=3D"0" role=3D"presentation" style=3D"width:100%" width=3D"100%"> =09 <tbody><tr> <td align=3D"left" b= gcolor=3D"#ebebeb" class=3D"mobile-padding font-12" style=3D" background-col= or:#ebebeb; padding:20px; font-family:Arial, Helvetica, sans-serif; color:#0= 00000; font-size:16px; mso-line-height-rule:exactly; line-height:105%; text-= align:left; border-bottom:solid 1px #000000; border-left:solid 1px #000000; b= order-top:solid 1px #000000; border-right:solid 1px #000000" valign=3D"top">= <p> Loa= n account ending in</p></td><td align=3D"left" bgcolor=3D"#ffffff" class=3D"= mobile-padding font-12" style=3D" background-color:#ffffff; padding:20px; fo= nt-family:Arial, Helvetica, sans-serif; color:#000000; font-size:16px; mso-l= ine-height-rule:exactly; line-height:105%; text-align:left; border-bottom:so= lid 1px #000000; border-right:solid 1px #000000; border-top:solid 1px #00000= 0" valign=3D"top"> <p> 190= 4</p></td></tr><tr> <td align=3D"left" b= gcolor=3D"#ebebeb" class=3D"mobile-padding font-12" style=3D" background-col= or:#ebebeb; padding:20px; font-family:Arial, Helvetica, sans-serif; color:#0= 00000; font-size:16px; mso-line-height-rule:exactly; line-height:105%; text-= align:left; border-bottom:solid 1px #000000; border-left:solid 1px #000000; b= order-right:solid 1px #000000" valign=3D"top"> <p> You= r current direct debit amount</p></td><td align=3D"left" bgcolor=3D"#ffffff"= class=3D"mobile-padding font-12" style=3D" background-color:#ffffff; paddin= g:20px; font-family:Arial, Helvetica, sans-serif; color:#000000; font-size:1= 6px; mso-line-height-rule:exactly; line-height:105%; text-align:left; border= -bottom:solid 1px #000000; border-right:solid 1px #000000" valign=3D"top"> <p> $51= 5</p></td></tr><tr> <td align=3D"left" b= gcolor=3D"#ebebeb" class=3D"mobile-padding font-12" style=3D" background-col= or:#ebebeb; padding:20px; font-family:Arial, Helvetica, sans-serif; color:#0= 00000; font-size:16px; mso-line-height-rule:exactly; line-height:105%; text-= align:left; border-bottom:solid 1px #000000; border-left:solid 1px #000000; b= order-right:solid 1px #000000" valign=3D"top"> <p> You= r new minimum repayment amount</p></td><td align=3D"left" bgcolor=3D"#ffffff= " class=3D"mobile-padding font-12" style=3D" background-color:#ffffff; paddi= ng:20px; font-family:Arial, Helvetica, sans-serif; color:#000000; font-size:= 16px; mso-line-height-rule:exactly; line-height:105%; text-align:left; borde= r-bottom:solid 1px #000000; border-right:solid 1px #000000" valign=3D"top"> <p> $50= 1</p></td></tr><tr> <td align=3D"left" b= gcolor=3D"#ebebeb" class=3D"mobile-padding font-12" style=3D" background-col= or:#ebebeb; padding:20px; font-family:Arial, Helvetica, sans-serif; color:#0= 00000; font-size:16px; mso-line-height-rule:exactly; line-height:105%; text-= align:left; border-bottom:solid 1px #000000; border-left:solid 1px #000000; b= order-right:solid 1px #000000" valign=3D"top"> <p> You= r new minimum repayment amount is payable from</p></td><td align=3D"left" bg= color=3D"#ffffff" class=3D"mobile-padding font-12" style=3D" background-colo= r:#ffffff; padding:20px; font-family:Arial, Helvetica, sans-serif; color:#00= 0000; font-size:16px; mso-line-height-rule:exactly; line-height:105%; text-a= lign:left; border-bottom:solid 1px #000000; border-right:solid 1px #000000" v= align=3D"top"> <p> 01/= 09/2025</p></td></tr><tr> <td align=3D"left" b= gcolor=3D"#ebebeb" class=3D"mobile-padding font-12" style=3D" background-col= or:#ebebeb; padding:20px; font-family:Arial, Helvetica, sans-serif; color:#0= 00000; font-size:16px; mso-line-height-rule:exactly; line-height:105%; text-= align:left; border-bottom:solid 1px #000000; border-left:solid 1px #000000; b= order-right:solid 1px #000000" valign=3D"top"> <p> Rep= ayment frequency</p></td><td align=3D"left" bgcolor=3D"#ffffff" class=3D"mob= ile-padding font-12" style=3D" background-color:#ffffff; padding:20px; font-= family:Arial, Helvetica, sans-serif; color:#000000; font-size:16px; mso-line= -height-rule:exactly; line-height:105%; text-align:left; border-bottom:solid= 1px #000000; border-right:solid 1px #000000" valign=3D"top"> <p> mon= thly</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbod= y></table><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"= presentation" style=3D"min-width: 100%; " class=3D"stylingblock-content-wrap= per"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-inner"><t= able bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl= ass=3D"responsive" role=3D"presentation" style=3D"width:600px" width=3D"600"= > <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"mobile-padding pad-t-0= " style=3D"padding:0 35px 30px 35px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left" style=3D"font-family:Arial,helvetica,sans-serif= ; color:#000000; font-size:16px; mso-line-height-rule:exactly; line-height:n= ormal"> <p> The information in the table above may be up to four days old.= If you've requested changes to your loan within this period, they might not= be reflected here. You can find your latest repayment information in the Co= mmBank app and NetBank. </p> =20 </td> </tr> </tbody></table> </td> </tr> </tbody></table></td></tr></tbody></table> <!-- END slot for content in content builder --> <!-- BEGIN slot for content in content builder --> <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pr= esentation" style=3D"min-width: 100%; " class=3D"stylingblock-content-wrappe= r"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-inner"><!--= BEGIN heading 2 block - LIGHT GREY --><table bgcolor=3D"#EBEBEB" border=3D"= 0" cellpadding=3D"0" cellspacing=3D"0" class=3D"responsive" role=3D"presenta= tion" style=3D"width:600px" width=3D"600"> =20 <tbody><tr> <td align=3D"center" bgcolor=3D"#EBEBEB" class=3D"mobile-padding pad-b-20= " style=3D"padding:30px 35px 20px 35px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta= tion" style=3D"width:100%" width=3D"100%"> =20 <tbody><tr> <td align=3D"left"> <h2 style=3D"font-family:'Work Sans', Arial,helvetica,sans-serif; co= lor:#000000; font-size:20px; mso-line-height-rule:exactly; line-height:norma= l; font-weight:bold"> Next steps</h2></td></tr></tbody></table></td></tr></tbody></table>= <!-- END heading 2 block - LIGHT GREY --></td></tr></tbody></table><table ce= llpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" style= =3D"min-width: 100%; " class=3D"stylingblock-content-wrapper"><tbody><tr><td= class=3D"stylingblock-content-wrapper camarker-inner"><table bgcolor=3D"#EB= EBEB" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"responsive" r= ole=3D"presentation" style=3D"width:600px" width=3D"600"> <tbody><tr> <td align=3D"center" bgcolor=3D"#EBEBEB" class=3D"mobile-padding pad-t-0= " style=3D"padding:0 35px 30px 35px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left" style=3D"font-family:Arial,helvetica,sans-serif= ; color:#000000; font-size:16px; mso-line-height-rule:exactly; line-height:n= ormal"> <p> <b>Continue paying your current repayment amount</b> </p> <p style=3D"margin-top: 20px;"> If you keep the same repayment amount, this will likely reduce= the term of your loan. </p> <p style=3D"margin-top: 20px;"> <b>Reduce your monthly repayment amount</b> </p> <p style=3D"margin-top: 20px; margin-bottom: 10px;"> You can request to reduce your direct debit amount by: </p> <ol style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"margin-top: 0px; margin-bottom: 0px;"> Logging in to <b>NetBank</b> or the <b>CommBank app</b> and s= earching '<b>Change home loan repayments</b>' </li> <li style=3D"margin-top: 5px; margin-bottom: 0px;"> Selecting '<b>Change my home loan repayments</b>' </li> <li style=3D"margin-top: 5px; margin-bottom: 0px;"> If you have multiple home loans, selecting the relevant home= loan account </li> <li style=3D"margin-top: 5px; margin-bottom: 0px;"> Under '<b>Amount</b>', selecting to pay your new minimum rep= ayment amount and preferred start date, and following the steps to submit yo= ur request. </li> </ol> <p style=3D"margin-top: 20px;"> Your new repayment amount will be applied once the change is p= rocessed successfully. </p> </td> </tr> </tbody></table> </td> </tr> </tbody></table></td></tr></tbody></table><table cellpadding=3D"0" cellspaci= ng=3D"0" width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " cl= ass=3D"stylingblock-content-wrapper"><tbody><tr><td class=3D"stylingblock-co= ntent-wrapper camarker-inner"><table bgcolor=3D"#ffffff" border=3D"0" cellpa= dding=3D"0" cellspacing=3D"0" class=3D"responsive" role=3D"presentation" sty= le=3D"width:600px" width=3D"600"> <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"mobile-padding pad-b-2= 0" style=3D"padding:30px 35px 20px 35px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left"> <h2 style=3D"font-family:'Work Sans', Arial,helvetica,sans-serif= ; color:#000000; font-size:20px; mso-line-height-rule:exactly; line-height:n= ormal; font-weight:bold"> Contact us </h2> </td> </tr> </tbody></table> </td> </tr> </tbody></table> <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c= lass=3D"responsive" role=3D"presentation" style=3D"width:600px" width=3D"600= "> <tbody><tr> <td align=3D"center" bgcolor=3D"#ffffff" class=3D"mobile-padding pad-t-0= " style=3D"padding:0px 35px 30px 35px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left" style=3D"font-family:Arial,helvetica,sans-serif= ; color:#000000; font-size:16px; mso-line-height-rule:exactly; line-height:n= ormal"> <p> For more information, you can visit our 'Changes to your home l= oan repayment' page on our website. If you have any questions, you can conta= ct your Broker. </p> <p style=3D"margin-top: 20px;"> Yours sincerely,<br> <b>The CommBank Team</b> </p> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </td></tr></tbody></table> <!-- END slot for content in content builder --> <!-- BEGIN slot for content in content builder --> <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pr= esentation" style=3D"background-color: #EBEBEB; min-width: 100%; " class=3D"= slot-styling"><tbody><tr><td style=3D"padding: 0px; " class=3D"slot-styling c= amarker-inner"><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" rol= e=3D"presentation" style=3D"min-width: 100%; " class=3D"stylingblock-content= -wrapper"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-inne= r"><!-- BEGIN footer block - SEC DISC --> <table bgcolor=3D"#ebebeb" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c= lass=3D"footer-item responsive" role=3D"presentation" style=3D"width:600px" w= idth=3D"600"> <tbody><tr> <td align=3D"center" bgcolor=3D"#ebebeb" class=3D"mobile-padding pad-t-1= 5" style=3D"padding:30px 35px 15px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left" style=3D"font-family:Arial,helvetica,sans-serif= ; color:#000000; font-size:11px; mso-line-height-rule:exactly; line-height:n= ormal"> <p> <b>Your security, our priority.=20 </b> </p> <p style=3D"margin-top:15px"> We'll never send you an email or SMS asking for banking inform= ation like your NetBank Client ID, password, or NetCode; or include a link t= o log on directly from an email or SMS. Always search CommBank in a browser o= r use the CommBank app to securely access your banking. If something looks s= uspicious from CommBank, forward it to=20 <a alias=3D"footer_hoax" href=3D"mailto:hoax@cba.com.au" style= =3D"color:#000000;text-decoration:none;pointer-events:none;" target=3D"_blan= k" title=3D"hoax@cba.com.au">hoax@cba.com.au</a> and delete it. For more on h= ow to protect yourself from scams and fraud, visit the CommBank website and s= earch 'CommBank Safe'.=20 </p> <p style=3D"margin-top:15px"> <b>Things you should know:=20 </b> </p> </td> </tr> </tbody></table> </td> </tr> </tbody></table> <!-- END footer block - SEC DISC --></td></tr></tbody></table></td></tr></tb= ody></table> <!-- END slot for content in content builder --> <!-- BEGIN slot for content in content builder --> <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"pr= esentation" style=3D"background-color: #EBEBEB; min-width: 100%; " class=3D"= slot-styling"><tbody><tr><td style=3D"padding: 0px; " class=3D"slot-styling c= amarker-inner"><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" rol= e=3D"presentation" style=3D"min-width: 100%; " class=3D"stylingblock-content= -wrapper"><tbody><tr><td class=3D"stylingblock-content-wrapper camarker-inne= r"><!-- BEGIN footer block - FIN ADV --><table bgcolor=3D"#ebebeb" border=3D= "0" cellpadding=3D"0" cellspacing=3D"0" class=3D"footer-item responsive" rol= e=3D"presentation" style=3D"width:600px" width=3D"600"> =09 <tbody><tr> <td align=3D"center" bgcolor=3D"#ebebeb" class=3D"m= obile-padding" style=3D"padding:0px 35px 15px;"> <table border=3D"0" cellpadding=3D"0" cells= pacing=3D"0" role=3D"presentation" style=3D"width:100%" width=3D"100%"> =09 <tbody><tr> <td align=3D"left" s= tyle=3D"font-family:Arial,helvetica,sans-serif; color:#000000; font-size:11p= x; mso-line-height-rule:exactly; line-height:normal"> <p> As t= his information has been prepared without considering your objectives, finan= cial situation or needs, you should consider its appropriateness to your cir= cumstances.</p></td></tr></tbody></table></td></tr></tbody></table><!-- END f= ooter block - FIN ADV --></td></tr></tbody></table><table cellpadding=3D"0" c= ellspacing=3D"0" width=3D"100%" role=3D"presentation" style=3D"min-width: 10= 0%; " class=3D"stylingblock-content-wrapper"><tbody><tr><td class=3D"styling= block-content-wrapper camarker-inner"><!-- BEGIN footer block - CEE TRANS --= > <table bgcolor=3D"#ebebeb" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c= lass=3D"footer-item responsive" role=3D"presentation" style=3D"width:600px" w= idth=3D"600"> <tbody><tr> <td align=3D"center" bgcolor=3D"#ebebeb" class=3D"mobile-padding" style=3D= "padding:0px 35px 15px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen= tation" style=3D"width:100%" width=3D"100%"> <tbody><tr> <td align=3D"left" style=3D"font-family:Arial,helvetica,sans-serif= ; color:#000000; font-size:11px; mso-line-height-rule:exactly; line-height:n= ormal"> <p> This email was sent from an address that cannot accept incomin= g email. 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